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Kentucky Retirement Systems
Kentucky Retirement Systems (KRS) is responsible for the investment of funds and administration of benefits for state and local government employees in the Commonwealth of Kentucky.
Kentucky Teachers' Retirement Systems
Kentucky Teachers' Retirement Systems (KTRS) is classified as an "actuarial reserve, joint-contributory" system, meaning that contributions of the members and employers and the earnings from KTRS investments are placed in reserve to pay for the system's annuity obligation.